How To Sell A House With A Lien
Need to sell a house with property liens? AREI Properties is a premier we buy houses company with a team of dedicated professionals.
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We Buy Houses In Any Conditions
Sell Your House with a Lien
Dealing with a property lien on your house? So do scores of people across the state. Many homeowners face this stressful situation every year.
A lien creates a legal claim against your property, making it difficult to sell through traditional methods. These claims come from various sources: unpaid bills, property taxes, or contractor work.
The most common property liens we see include:
- Tax liens from unpaid property taxes
- Mortgage liens from missed mortgage payments
- Judgment liens from legal disputes
- Mechanic’s liens from unpaid construction work
Here’s the reality: Locally, about 1 in 8 properties have some form of lien attached. The local government filed over 2,000 tax liens last year alone. These numbers keep growing.
We Buy Houses In Any Conditions
How Can AREI Help You?
AREI Properties offers a simple solution. We buy houses with liens – fast and hassle-free. Our team handles all the paperwork and negotiations with lien holders.
Here’s what makes us different:
- We pay cash for your house in any condition
No real estate agent fees - No closing costs
- No waiting for bank approvals
- You pick your closing date
Most homeowners think they must clear all liens before selling. This isn’t true. We can help navigate the tax sale process and work directly with your lien holders.
Skip the stress of dealing with the tax collector or mortgage lenders. Our experienced real estate attorneys handle everything. You walk away with cash, and we take care of the rest.
Common Types of Property Liens
Let’s break down the different kinds of property liens you might face.
Why Choose AREI Properties for Your Lien Property
AREI Properties stands out in the local real estate market. We specialize in complex property liens situations other buyers avoid.
Our team moves fast. You’ll get your cash offer within 24 hours. The entire closing process wraps up in just 7 days.
Forget about extra costs. We handle all agent fees and closing expenses. No surprise charges appear during the sale settlement.
Our experienced real estate attorneys tackle the tough stuff. They navigate legal action requirements and handle messy lien situations.
The title search happens immediately. Our legal team identifies every lien recorded against your property. Nothing gets overlooked.
We work directly with lien holders. Our relationships with the tax collector and mortgage lenders speed up negotiations.
Understanding the Challenges
Selling a house with liens brings several obstacles. Let’s tackle them head-on.
The legal implications stack up quickly. Each lien attached to your property requires separate resolution steps. Multiple lien holders mean multiple negotiations.
Financial consequences hit hard. Traditional buyers run away when they spot liens during the title search. Real estate agents often refuse these listings.
Time works against you. The foreclosure process moves fast. Delinquent taxes and missed mortgage payments lead to tax foreclosure or foreclosure auction.
Traditional sales fall apart. Banks reject loans for properties with liens. The real estate transaction becomes impossibly complex.
Additional Resources for Homeowners
Understanding Property Liens:
https://www.lienitnow.com/virginia-property-lien-statutes
Your rights as a property owner in judgment liens:
https://www.nolo.com/legal-encyclopedia/judgment-liens-virginia-46861.html
Property Tax Information:
https://www.ownwell.com/trends/virginia/richmond-county/richmond
Check your property taxes status:
https://www.rva.gov/finance/real-estate
Options for delinquent taxes:
https://www.nolo.com/legal-encyclopedia/what-happens-if-i-dont-pay-property-taxes-virginia.html
Tax sale prevention strategies Visit:
Richmond Tax Assessment Office website
Legal Assistance
Need legal guidance? We partner with top real estate attorneys:
- Free lien evaluations
- Title search services
- Lien resolution help
- Foreclosure process advice
Related AREI Properties Services
We also help with:
- Houses facing foreclosure auction
- Unpaid construction work issues
- Mortgage lender disputes
- Tax foreclosure situations
Useful Links
Virginia Department of Taxation
Richmond Property Records Office
Virginia Legal Aid Society
FAQ'S
Frequently Asked Questions
A lien is a legal claim against your property due to unpaid debts like property taxes, mortgages, or contractor work. It prevents selling your house normally until resolved.
Yes. AREI Properties buys houses with any type of lien, handles all paperwork, and closes in 7 days. No need to pay off liens first.
We make fair offers that account for the total lien amount. You’ll know exactly how much cash you’ll receive after liens are paid from the sale proceeds.
Working with a cash buyer like AREI Properties is fastest – we close in 7 days. Traditional sales with liens often take 6+ months and face multiple complications.
No. AREI Properties provides experienced real estate attorneys who handle all legal aspects, paperwork, and lien holder negotiations at no extra cost.
We handle all lien types: tax liens, mortgage liens, judgment liens, contractor’s liens, and even multiple liens on the same property.
Solutions for Your Lien Situation
Not to worry—you still have options:
- Talk to your lien holders first. Some might settle for less than you owe money. Others might agree to payment plans.
- The sale proceeds can clear the debt. Your title company holds funds in an escrow account until releasing liens.
- Your real estate lawyer might find solutions. Sometimes a lien dismissal makes sense. Other times, negotiating partial payments works better.
Cash buyers offer the simplest path. We handle legal action requirements. Our experienced real estate attorneys clear liens fast.
Convenient Next-Day Cash Offer
Skip time-consuming phone calls or long list of preparations. Instead request a free cash offer for a quick, seamless and fair selling process.
Next Steps
Our Process for Buying Houses with Liens
We study the local market carefully, so we can give numbers that make sense. Our cash buying service takes just three easy steps:
Free Property Review
Text or call us today at (540) 993-3209. We’ll ask about your situation and any known liens. Our team reviews public records for property tax liens.
Title Investigation
Our title company digs deep. They find all other liens and outstanding debt. You get complete transparency about your situation.
Lien Resolution Plan
We create your custom solution. Our real estate lawyers develop strategies for each lien holder. Clear deadlines guide every step.
Fast Closing Timeline
Pick your closing date. Most sellers close within 7 days. The escrow agent handles all money transfers safely.
Final Steps
Sign the paperwork. Get your cash. Move forward with life. We handle the lien release process after closing.
Sell Your House Fast & Get Your All-Cash Offer Today
Our cash home buyers in Richmond Virginia are ready to make you a fair cash offer today.
